American Express Membership Reward Credit Card

Rewards

Lifestyle

Dine In

Fuel

3.9

Add to compare

Joining Fee

₹1000

Annual Fee

₹4500

APR

42%

Min. Credit Score

750

Experience a blend of rewards and convenience with the American Express Membership Rewards® Credit Card. With a modest first-year fee of INR 1,000 plus applicable taxes, the card opens up a world of 4,000 bonus Membership Rewards Points as a welcome gift. Earn a reward rate of 1 point for every INR 50 spent, excluding fuel, insurance, and utility payments. From the second year, the annual fee of I...

FEATURES

Enjoy 1 membership reward on every INR 50 spent via this card except on a few categories.
Dine at selected restaurants and get a 20% discount.
Enjoy the contactless payment feature as well.

WELCOME OFFERS

Benefit: Earn 4,000 Membership Rewards Points on spending INR 15,000 within 90 days of card membership activation.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

American Express Membership Reward Credit Card Eligibility Criteria

** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.

18-65 Years

Min. and Max. age limit for the applicant

₹38,500

Minimum monthly income

₹50,000

ITR (For Non-Salaried Individual)

750

Minimum Credit Score required

Meeting Criteria? Apply Now

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Features	Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores. For all other expenses, get 1 reward point on every Rs 150 spent. Starting from the second year, delight in the annual membership fee being waived.	Collect 5 points for each INR 100 you spend on online shopping transactions. Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus. Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.	Earn 4 reward points for every INR 150 spent on retail purchases. 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card Experience exceptional dining perks through the Good Food Trail program.	Receive up to 50 litres of free fuel annually. Every INR 150 spent on any purchases entitles you to 1 Fuel Point. Save 2.5% on dining expenses.
Welcome Offers	Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.	Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.	Pay the joining fees and get 2500 reward points credited. Assured Flat 25% Off at 2000+ premium restaurants	Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership