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Best Travel Credit Cards in India (2024)

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Joining Fee
₹1000
Annual Fee
₹1000
APR
42%
Min. Credit Score
700

FEATURES

  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.

WELCOME OFFERS

  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹1200
Annual Fee
₹1200
APR
47.88%
Min. Credit Score
700

FEATURES

  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.

WELCOME OFFERS

  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

American Express Platinum Credit Card
American Express Platinum Credit Card
Shopping
Rewards
Travel
Lifestyle
Airport Lounge
3.4
Joining Fee
₹60000
Annual Fee
₹60000
APR
0%
Min. Credit Score
700

FEATURES

  • Get 25% off at Taj, SeleQtions, and Vivanta Hotels.
  • Get access to the airport lounges.
  • Enjoy 24*7 Concierge service.

WELCOME OFFERS

  • Get vouchers worth INR 45,000 from Taj, SeleQtions, and Vivanta Hotels.
  • Spend at least INR 50,000 within the first two months of your membership to get the welcome gift.
  • Get a voucher in 6-8 weeks of meeting the condition.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700

FEATURES

  • 8 reward points for every Rs. 150 spent
  • Fuel surcharge waiver upto Rs. 3500/- annually
  • Spend Rs. 1,25,000 every 6 months to get 4 PVR tickets or 10000 reward points.

WELCOME OFFERS

  • Receive 5000 reward points worth Rs. 500 after the joining fee has been processed.
  • This is allowed for league joining fee type only.
  • Receive a movie voucher worth Rs. 500 as a joining gift

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹2500
Annual Fee
₹2500
APR
43.2%
Min. Credit Score
690

FEATURES

  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.

WELCOME OFFERS

  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability of Rs. 9 Lakh

Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700

FEATURES

  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment

WELCOME OFFERS

  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
750

FEATURES

  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.

WELCOME OFFERS

  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

FOREIGN TRANSACTION FEE

2.5% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700

FEATURES

  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.

WELCOME OFFERS

  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Zero

Joining Fee
₹500
Annual Fee
₹500
APR
52.86%
Min. Credit Score
750

FEATURES

  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.

WELCOME OFFERS

  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
₹1500
Annual Fee
₹1500
APR
52.86%
Min. Credit Score
750

FEATURES

  • Enjoy 2 Club Vistara points on spending INR 200.
  • Get 2 complimentary lounge access quarterly.
  • Get complimentary Club Vistara membership.

WELCOME OFFERS

  • Enjoy a complimentary economy class ticket voucher upon fee payment.
  • Enjoy the complimentary Club Vistara membership with this Vistara Card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Yes

Joining Fee
₹3000
Annual Fee
₹3000
APR
47.88%
Min. Credit Score
700

FEATURES

  • Get 5 travel points on spending INR 100 on travel.
  • Enjoy the fuel surcharge waiver of maximum INR 250 per month.
  • Enjoy the 2 complimentary domestic lounge access every quarter.

WELCOME OFFERS

  • Get MakeMyTrip voucher of amount INR 3,000 on swiping your card once in the 30 days of card issuance.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Yes

Joining Fee
₹499
Annual Fee
₹499
APR
41.88%
Min. Credit Score
700

FEATURES

  • 500 bonus reward points on INR 20000 monthly spend.
  • 1.5% cashback on POS transactions at retail outlets.
  • 2X reward on all online transactions.

WELCOME OFFERS

  • Kickstart your journey with vouchers worth ₹ 500 on minimum retail spends of ₹ 10,000 within 60 days of card setup.
  • Select vouchers from the top brands of your choice from the list.
  • Lounges: 2 Complimentary railway lounge access quarterly

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

YES Bank Premia Credit Card
YES Bank Premia Credit Card
Travel
Rewards
Dine In
Movies
Airport Lounge
3.8
Joining Fee
₹999
Annual Fee
₹999
APR
43.2%
Min. Credit Score
750

FEATURES

  • Enjoy 3 complimentary lounge access yearly.
  • Get 6 reward points on spending Rs.200.
  • Enjoy a 15% discount on dining at the selected restaurants.
  • Spend Rs 2,00,000 and get a Renewal Anniversary Fee waiver.

WELCOME OFFERS

  • Enjoy a first-year fee waiver on spending Rs. 20000 within 30 days of card setup.
  • Movies: 25% off on movie tickets booked via BookMyShow

FOREIGN TRANSACTION FEE

2.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 3 Lakh

Joining Fee
₹2000
Annual Fee
₹2000
APR
47.88%
Min. Credit Score
750

FEATURES

  • Earn 2 reward points for each INR  100 you spend.
  • Accumulate 10 Points for every INR  100 used on dining, utility bill payments, entertainment, and international purchases.
  • Enjoy a full waiver on the 1% fuel surcharge for all transactions.

WELCOME OFFERS

  • Start your journey with an amazing 8000 welcome reward points, valid on making a purchase within 30 days of card issuance.
  • Movies: Receive a free movie ticket (up to INR 100) every month on BookMyShow when buying 2 or more tickets.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹12500
Annual Fee
₹12500
APR
52.86%
Min. Credit Score
750

FEATURES

  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.

WELCOME OFFERS

  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹199
Annual Fee
₹199
APR
41.88%
Min. Credit Score
750

FEATURES

  • INR 50 cashback monthly on spending over INR 10,000.
  • 2 free quarterly visits to railway lounges.
  • 1% cashback on all other spends, max INR 50 monthly.

WELCOME OFFERS

  • 5% Cashback on initial retail purchase of minimum INR 2500 with the 60 days of card issuance with a maximum of INR 150 during the statement cycle
  • Movies: Buy one get one Free

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
710

FEATURES

  • Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
  • Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
  • Receive up to 4 free railway lounge entries each quarter.

WELCOME OFFERS

  • Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first three months of activation.
  • Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 25000

Joining Fee
₹499
Annual Fee
₹499
APR
52.86%
Min. Credit Score
750

FEATURES

  • Enjoy 5% cashback on bill payments.
  • Get 2% cashback on merchant transactions.
  • 4 complimentary domestic lounge visits per year.

WELCOME OFFERS

  • Fee reversal on spending INR  10000 in 45 days

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
710

FEATURES

  • Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
  • Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
  • Get up to 4 free railway lounge entries each quarter.
  • 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.

WELCOME OFFERS

  • Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
  • Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

Cover worth 50,000

Joining Fee
₹7999
Annual Fee
₹7999
APR
23.88%
Min. Credit Score
750

FEATURES

  • Earn INR  1,000 shopping vouchers quarterly on INR  2 lakh retail spend.
  • 5 reward points on spending INR 100 on merchant categories.
  • Receive 2500 reward points on a birthday retail transaction.

WELCOME OFFERS

  • Enjoy a choice of 1,000 INR  worth of vouchers with your first POS retail purchase.
  • Spend INR  1 lakh within 60 days of card activation to earn 10,000 additional reward points.
  • Fuel and cash-linked transactions will not be considered when calculating bonus reward points.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability