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Credit Card Details

Eligibility Criteria

Credit Card Comparison

Bank of Baroda Vikram Credit Card

Shopping

Rewards

Lifetime Free

Ott

Fuel

4.2

Add to compare

Joining Fee

Free

Annual Fee

Free

APR

36%

Min. Credit Score

700

Designed for the fighters of our country, the Bank Of Baroda Vikram Credit Card is the best Bank Of Baroda credit card in India for defence personnel protecting our country. The card is tailored towards shopping rewards and has 0 joining fee. You get immense benefits every time you take out your Bank of Baroda Vikaram credit card to make transactions. Enjoy the free 3-month subscription to Disney+...

FEATURES

Earn 5 points for each Rs. 100 spent on items like groceries, cinema tickets, and shopping at department stores
Receive 1 point for every Rs. 100 spent in various other categories
Benefit from a 1% reduction on fuel surcharges at all fuel locations across India for transactions ranging from ₹ 400 to ₹ 5,000 (up to a maximum of ₹ 250 per billing cycle

WELCOME OFFERS

Get the benefit of 3 months subscription to Disney+ Hotstar.
Enjoy all premium benefits with lifetime free credit card

FOREIGN TRANSACTION FEE

3% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Bank of Baroda Vikram Credit Card Eligibility Criteria

** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.

21-70 Years

Min. and Max. age limit for the applicant

₹30,000

Minimum monthly income

₹6,00,000

ITR (For Non-Salaried Individual)

700

Minimum Credit Score required

Meeting Criteria? Apply Now

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Joining Fee	Free	₹2,500	₹500	₹1,000
Annual Fee	Free	₹2,500	₹500	₹1,000
APR	41.88	43.2	52.86	-1
Ratings	4.6	3.9	4.4	3.0
Features	Get a 1% fuel surcharge waiver on INR 400-5000 spending. Upto 10X reward on online and offline spending. Premium membership to OTT and Cult.fit.	INR 1500 vouchers on spending INR 1.5 Lakhs quarterly. INR 5000 flight ticket on spending INR 7.5 Lakhs. 4 Reward Points on every INR 150 spent, 5X on select purchases.	Complimentary SonyLIV Subscription Earn 4 Reward Points on every ₹200 spent Instant Discount on Food Orders	N/A
Welcome Offers	Customised based on the card selected Movies: 3 months complimentary membership to OTT	On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership. Get a gift voucher worth INR 2500.	N/AMovies: Buy 1 Get 1 on movie tickets	N/A