BOB ICSI Diamond Credit Card

Shopping

Travel

Rewards

Lifetime Free

Airport Lounge

4.6

Add to compare

Joining Fee

Free

Annual Fee

Free

APR

41.88%

Min. Credit Score

700

The perfect card for travel and shopping tailored just for you! The BOB ICSI Diamond Credit Card is a lifetime free card with minimal charges and maximal benefits of both reward points and premium travelling experiences. Get to earn 5 reward points for every INR spent at either retail outlets or online platforms and enjoy a life being fit and active with a complimentary FitPass Pro membership for ...

FEATURES

Accumulate 5 reward points for every ₹100 spent.
Enjoy 12 free access passes to airport lounges (3 each quarter).
Lower Forex markup of 2% on international transactions.

WELCOME OFFERS

Get the FitPass Pro membership of Rs. 15000 free for 6 months

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

BOB ICSI Diamond Credit Card Eligibility Criteria

** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.

21-65 Years

Min. and Max. age limit for the applicant

₹30,000

Minimum monthly income

₹6,00,000

ITR (For Non-Salaried Individual)

700

Minimum Credit Score required

Meeting Criteria? Apply Now

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APR	42	47.88	43.2	43.2
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Features	2.5 Mojo points on every Rs. 100 spent online. 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel). 8 complimentary annual domestic airport lounge visits.	Collect 5 points for each INR 100 you spend on online shopping transactions. Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus. Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.	Earn 4 reward points for every INR 150 spent on retail purchases. 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card Experience exceptional dining perks through the Good Food Trail program.	Quarterly Rs. 500 Gift Voucher on 50,000 spending. 1% fuel surcharge waived, up to Rs. 500/month. 4 Reward Points on Rs. 150 spent online. Get up to 20% savings off on all your restaurant bill payment
Welcome Offers	Spend Rs.30000 within 90 days of card issuance and get the joining fee waived. Movies: Redeem your earned points for BookMyShow Vouchers.	Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.	Pay the joining fees and get 2500 reward points credited. Assured Flat 25% Off at 2000+ premium restaurants	The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).