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Credit Card Details

Eligibility Criteria

Credit Card Comparison

Hdfc Biz First Credit Card

Rewards

Travel

Shopping

Dine In

Fuel

3.0

Add to compare

Joining Fee

₹500

Annual Fee

₹500

APR

-1%

Min. Credit Score

-1

Make UPI Payments using your RuPay Biz First Credit Card & enjoy 1% Cash Point benefits, Get a Gift voucher worth Rs.250 on making one transaction on your Biz First Credit card within first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more. Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 75,000 & above. (On all retail spends excluding rent...

FEATURES

WELCOME OFFERS

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Hdfc Biz First Credit Card Eligibility Criteria

** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.

21-65 Years

Min. and Max. age limit for the applicant

₹-1

Minimum monthly income

₹6,00,000

ITR (For Non-Salaried Individual)

-1

Minimum Credit Score required

Meeting Criteria? Apply Now

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Joining Fee	₹1,200	₹2,500	₹500	₹500
Annual Fee	₹1,200	₹2,500	₹500	₹500
APR	47.88	43.2	43.2	43.2
Ratings	3.7	3.9	4.2	4.2
Features	Collect 5 points for each INR 100 you spend on online shopping transactions. Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus. Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.	Earn 4 reward points for every INR 150 spent on retail purchases. 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card Experience exceptional dining perks through the Good Food Trail program.	Quarterly Rs. 500 Gift Voucher on 50,000 spending. 1% fuel surcharge waived, up to Rs. 500/month. 4 Reward Points on Rs. 150 spent online. Get up to 20% savings off on all your restaurant bill payment	Receive up to 50 litres of free fuel annually. Every INR 150 spent on any purchases entitles you to 1 Fuel Point. Save 2.5% on dining expenses.
Welcome Offers	Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.	Pay the joining fees and get 2500 reward points credited. Assured Flat 25% Off at 2000+ premium restaurants	The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).	Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership