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HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card

Rewards
Travel
Lifestyle
Airport Lounge
Shopping
3.9
Joining Fee
₹2500
Annual Fee
₹2500
APR
43.2%
Min. Credit Score
750
Elevate your lifestyle with the HDFC Regalia Gold Credit Card, a premium card designed to enrich your travel and shopping experiences. For a joining fee of INR 2500, unlock a suite of exclusive benefits that kick off with complimentary MMT Black Elite and Club Vistara Silver Tier memberships when you spend INR 1 Lakh within the first 90 days. Accumulate 4 reward points for each INR 150 you spend a...

FEATURES

  • INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
  • INR 5000 flight ticket on spending INR 7.5 Lakhs.
  • 4 Reward Points on every INR 150 spent, 5X on select purchases.

WELCOME OFFERS

  • On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
  • Get a gift voucher worth INR 2500.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Credit liability cover of up to Rs. 9 Lakh

HDFC Regalia Gold Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹1,00,000
Minimum monthly income
₹12,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹500 ₹1,200 Free ₹500
Annual Fee ₹500 ₹1,200 Free ₹500
APR 52.86 47.88 41.88 52.86
Ratings
4.4
3.7
4.6
4.4
Features
  • Complimentary SonyLIV Subscription
  • Earn 4 Reward Points on every ₹200 spent
  • Instant Discount on Food Orders
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
Welcome Offers
  • N/AMovies: Buy 1 Get 1 on movie tickets
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.

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