Standard Chartered Platinum Rewards Credit Card

Rewards

Cashback

Dine In

Fuel

Lifetime Free

4.2

Add to compare

Joining Fee

Free

Annual Fee

Free

APR

42%

Min. Credit Score

700

Maximise your shopping and rewards with the Standard Chartered Rewards Credit Card, a financial tool tailored to your lifestyle needs. Immediately start accumulating 4X reward points on retail purchases, and take your earnings to the next level with an additional 4X rewards when your monthly spending exceeds INR 20,000. There's no joining fee to start, and you can easily avoid the annual fee by sp...

FEATURES

Earn 5X reward points per INR 150 on dining expenditures.
Get 5X reward points per INR 150 on fuel.
Enjoy 1X reward points per INR 150 on other categories.

WELCOME OFFERS

Spend INR 500 or more within 30 days of card issuance to get the joining fee waived.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Standard Chartered Platinum Rewards Credit Card Eligibility Criteria

** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.

21-65 Years

Min. and Max. age limit for the applicant

₹50,000

Minimum monthly income

₹6,00,000

ITR (For Non-Salaried Individual)

700

Minimum Credit Score required

Meeting Criteria? Apply Now

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Joining Fee	₹499	₹1,200	₹2,500	₹500
Annual Fee	₹499	₹1,200	₹2,500	₹500
APR	42	47.88	43.2	43.2
Ratings	4.3	3.7	3.9	4.2
Features	Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores. For all other expenses, get 1 reward point on every Rs 150 spent. Starting from the second year, delight in the annual membership fee being waived.	Collect 5 points for each INR 100 you spend on online shopping transactions. Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus. Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.	Earn 4 reward points for every INR 150 spent on retail purchases. 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card Experience exceptional dining perks through the Good Food Trail program.	Receive up to 50 litres of free fuel annually. Every INR 150 spent on any purchases entitles you to 1 Fuel Point. Save 2.5% on dining expenses.
Welcome Offers	Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.	Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.	Pay the joining fees and get 2500 reward points credited. Assured Flat 25% Off at 2000+ premium restaurants	Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership